Helping You Future-proof Your Wealth with Proactive Financial Planning
Discover how our bespoke wealth planning strategies can help you focus on and protect the financial future you want.
Does your financial plan account for life’s twists and turns?
Life rarely follows a straight line. Financial planning usually isn’t as simple as moving your money from point A to point B. What you have on paper and what happens doesn’t always match up. Market dips, unexpected expenses and changing family needs can often throw your carefully laid plans off course.
Lacking a Well-structured Plan Means:
Running out of money before you retire
Many people assume their savings will last, only to realize too late that their financial strategy wasn’t built for longevity.
Overpaying in taxes unnecessarily
Without proper tax planning, you could be losing thousands every year – money that should be fueling your future, not draining it.
Being vulnerable to economic downturns
Without the right protections in place, market downturns can wipe out years of hard-earned wealth in a matter of months.
Leaving your family in a financial mess
Poor estate planning can mean higher taxes and unnecessary stress for your family.
Let Martin Shapiro Guide
You to Financial Peace of Mind!
Financial success isn’t about luck.
It’s about having a clear, strategic plan that keeps you protected, prepared, and in control. Every financial decision you make today shapes your future, and without the right guidance, even a small misstep can lead to unwanted risks, lost wealth, or a retirement that falls short of your expectations.
At Martin Shapiro, we take the uncertainty out of wealth management by creating a fully integrated financial roadmap that connects investments, tax planning, estate protection, and retirement security.
Whether it’s safeguarding your assets, minimizing tax burdens, or ensuring a smooth transition of wealth, we help you build a solid financial foundation that adapt to your life, your goals, and your challenges.
Let Martin Shapiro Guide
You to Financial Peace of Mind!
Financial success isn’t about luck.
It’s about having a clear, strategic plan that keeps you protected, prepared, and in control. Every financial decision you make today shapes your future, and without the right guidance, even a small misstep can lead to unwanted risks, lost wealth, or a retirement that falls short of your expectations.
At Martin Shapiro, we take the uncertainty out of wealth management by creating a fully integrated financial roadmap that connects investments, tax planning, estate protection, and retirement security.
Whether it’s safeguarding your assets, minimizing tax burdens, or ensuring a smooth transition of wealth, we help you build a solid financial foundation that adapt to your life, your goals, and your challenges.
Get a Complimentary Copy of “10 Steps to a Successful Retirement” Today!
What We Do For You
1. Tax Planning
Taxes take a bigger bite out of your wealth than you think – year after year, dollar after dollar. And if you’re not aware of the right tax-saving possibilities, you’re likely paying more than necessary.
• We take a highly strategic and results-focused approach to tax planning, organizing your finances to cut needless tax liabilities, capture every available deduction, and keep more money in your pocket. From income and capital gains strategies to estate and business tax efficiency, we help you legally reduce your tax burden, so your wealth works for you – not the IRS.
2. Financial Planning
1. Tax Planning
Life changes, and so should your financial strategy. What worked five years ago – or even last year – may not be the best move today.
We take a personalized, forward-thinking approach that helps you cash in on profitable financial opportunities, safeguard against costly setbacks, and align every financial decision with your long-term vision.
Whether you're navigating a career shift, planning a major purchase, preparing for retirement, or optimizing your investments, we ensure every decision is calculated, every dollar is working, and every risk is managed.
3. Asset Protection Planning
We work to protect our clients’ assets from the four biggest predators of wealth:
Taxes: Every dollar lost to unnecessary taxation is a dollar that could have been reinvested or passed down. We implement strategic tax positioning to legally reduce your liabilities, ensuring you keep more of what you’ve earned – year after year.
Stock Market: Volatility is inevitable, but losses don’t have to be. We construct risk-adjusted investment strategies that provide growth potential while ensuring your portfolio is insulated against market downturns.
Legal Threats: A lawsuit can put your financial security at risk in an instant. We help structure your assets with legal barriers in place, making them harder to access and easier to protect. (We are not a law firm and do not practice law.)
Healthcare Costs: Long-term care, unexpected medical expenses, and rising healthcare prices can erode even the best financial plans. We integrate cost-efficient healthcare strategies that preserve your wealth while ensuring you and your family get the care you need, when you need it.
4. Retirement Income Planning
Accumulating wealth is one thing – making it last is another. A secure retirement isn’t just about how much you’ve saved; it’s about turning your assets into a reliable, tax-savvy income stream that continues to support you for decades.
We develop diversified income strategies that help you maintain financial stability – balancing guaranteed income sources, managing withdrawal rates, reducing tax burdens, and keeping your wealth steady through market shifts. From Social Security and pensions to annuities and investments, we ensure your retirement income is built to sustain your lifestyle without the fear of it running out too soon.
5. Business Succession Planning
Your business is more than just a source of income. It’s your legacy, your years of sweat, dedication, and sacrifice. But without a rock-solid succession plan, everything you’ve built could face serious risks – tax hits, leadership voids, or a drop-in value at the worst possible time.
We help make sure that doesn’t happen. Whether you’re passing the torch to family, transitioning leadership or preparing for a strategic sale, we work with legal and tax professionals to curate a succession plan designed to help maximize wealth, minimize tax exposure and keep your business thriving – on your terms. Because the way you step away should be just as intentional as the way you built it.
6. Estate Planning
The real risk to your wealth isn’t just market shifts or economic downturns – it’s what happens when you’re no longer here to protect it. A lifetime of financial growth can unravel in months, caught up in legal battles, excessive taxes, or unintended hands.
We make estate planning straightforward, structuring your assets with precision so that your wealth moves swiftly, securely, and exactly as you’ve planned.
From protecting your estate against avoidable taxation, simplifying wealth transfers, or ensuring ironclad safety for your family, we create a plan that locks in your legacy without complications, delays, or surprises.
What We Do For You
1. Tax Planning
Taxes take a bigger bite out of your wealth than you think – year after year, dollar after dollar. And if you’re not aware of the right tax-saving possibilities, you’re likely paying more than necessary.
• We take a highly strategic and results-focused approach to tax planning, organizing your finances to cut needless tax liabilities, capture every available deduction, and keep more money in your pocket. From income and capital gains strategies to estate and business tax efficiency, we help you legally reduce your tax burden, so your wealth works for you – not the IRS.
2. Financial Planning
1. Tax Planning
Life changes, and so should your financial strategy. What worked five years ago – or even last year – may not be the best move today.
We take a personalized, forward-thinking approach that helps you cash in on profitable financial opportunities, safeguard against costly setbacks, and align every financial decision with your long-term vision.
Whether you're navigating a career shift, planning a major purchase, preparing for retirement, or optimizing your investments, we ensure every decision is calculated, every dollar is working, and every risk is managed.
3. Asset Protection Planning
We work to protect our clients’ assets from the four biggest predators of wealth:
Taxes: Every dollar lost to unnecessary taxation is a dollar that could have been reinvested or passed down. We implement strategic tax positioning to legally reduce your liabilities, ensuring you keep more of what you’ve earned – year after year.
Stock Market: Volatility is inevitable, but losses don’t have to be. We construct risk-adjusted investment strategies that provide growth potential while ensuring your portfolio is insulated against market downturns.
Legal Threats: A lawsuit can put your financial security at risk in an instant. We help structure your assets with legal barriers in place, making them harder to access and easier to protect. (We are not a law firm and do not practice law.)
• Healthcare Costs: Long-term care, unexpected medical expenses, and rising healthcare prices can erode even the best financial plans. We integrate cost-efficient healthcare strategies that preserve your wealth while ensuring you and your family get the care you need, when you need it.
4. Retirement Income Planning
Accumulating wealth is one thing – making it last is another. A secure retirement isn’t just about how much you’ve saved; it’s about turning your assets into a reliable, tax-savvy income stream that continues to support you for decades.
We develop diversified income strategies that help you maintain financial stability – balancing guaranteed income sources, managing withdrawal rates, reducing tax burdens, and keeping your wealth steady through market shifts. From Social Security and pensions to annuities and investments, we ensure your retirement income is built to sustain your lifestyle without the fear of it running out too soon.
5. Business Succession Planning
Your business is more than just a source of income. It’s your legacy, your years of sweat, dedication, and sacrifice. But without a rock-solid succession plan, everything you’ve built could face serious risks – tax hits, leadership voids, or a drop-in value at the worst possible time.
We help make sure that doesn’t happen. Whether you’re passing the torch to family, transitioning leadership or preparing for a strategic sale, we work with legal and tax professionals to curate a succession plan designed to help maximize wealth, minimize tax exposure and keep your business thriving – on your terms. Because the way you step away should be just as intentional as the way you built it.
6. Estate Planning
The real risk to your wealth isn’t just market shifts or economic downturns – it’s what happens when you’re no longer here to protect it. A lifetime of financial growth can unravel in months, caught up in legal battles, excessive taxes, or unintended hands.
We make estate planning straightforward, structuring your assets with precision so that your wealth moves swiftly, securely, and exactly as you’ve planned.
From protecting your estate against avoidable taxation, simplifying wealth transfers, or ensuring ironclad safety for your family, we create a plan that locks in your legacy without complications, delays, or surprises.
MEET OUR FOUNDER
Tax Planning With Martin Shapiro
Martin takes an educational approach to work with his clients, and nothing excites him more than seeing “the light come on” in his client's eyes when they understand (maybe for the first time!) how their finances can work to get them what they want out of life.
Martin gives back to the community through volunteer work, having served the UCSD Alumni Association as its past president and the UC San Diego Foundation as past vice chair, as well as the Arthritis Foundation, the Southern Caregiver Resource Center, and the Tariq Khamisa Foundation.
Martin Shapiro
Financial Advisor, CFP®, MSFS, CLU, ChFC®
Ready to Take Control of Your Wealth?
Most financial mistakes don’t show up overnight.
They build up over time, quietly weakening your financial foundation without you even realizing it.
Get started with our complimentary risk analysis to uncover potential gaps in your financial strategy and identify smarter, more efficient ways to protect, grow, and distribute your wealth.
What Happens Next?
Schedule Your Complimentary Risk Analysis
Fill out a short form below, and we’ll match you with a financial advisor based on your specific concerns and goals.
Benefit from a One-on-One Consultation
Your advisor will assess your current financial setup, highlight areas for improvement, and discuss strategies to increase financial prosperity.
Receive Actionable
Insights
Whether you choose to work with us or not, you’ll walk away with clear, precise, and expert-backed recommendations to strengthen your financial future.
YOU DON’T HAVE TO STRUGGLE WITH YOUR MONEY ANYMORE!
As part of our intensive process to determine the best direction in order to help achieve your long-term income and medical needs as well as tax-savings goals, please take a few minutes to complete this survey so that we can begin to narrow our scope.
Retirement Goals
Please rank each item on a scale of 1 to 5, with 5 being the highest priority.
Frequently Asked Questions
Here are answers to some of our most common questions. Can't find what you're looking for? Feel free to contact us.
What can I expect from your services?
Martin Shapiro Financial Services' philosophy is based on honesty and transparency. With our financial planning team, you can expect our team to earn your confidence through collaboration and help empower you to make informed decisions based on your unique situation.
Our financial planning professionals are dedicated to helping you protect and grow your retirement income through innovative financial planning strategies designed to meet your objectives and goals. Our financial planners hope to create long-lasting relationships you can depend on and feel confident in.
Martin Shapiro Financial Services brings 36+ years of experience in financial planning, and we’re eager to help prepare you for your financial future, which can make all the difference to you and your loved ones later on.
Let’s start a conversation and see how we can be of service to help preserve and potentially grow your wealth.
Who are your usual clients?
We deal with people of various ages and stages of life. There is no such thing as a "perfect" moment to begin financial planning. When you can, that is the moment! Our financial planners will try to maximize your present assets, regardless of the state of your portfolio.
Consider working with us if you are preparing for a career move, planning for retirement, making a significant purchase, or starting a family. Please book a free consultation if you have any questions about how we can best serve you. In every case, we'll find out the best approach to take!
What is the best way to contact your team?
You may contact our offices directly at 800-956-4782, or you can reach out to us directly on our sites contact page.
Financial Planning
Martin Shapiro Financial Services
CA Insurance License #0681852
Contact Information
Phone:
Local: 858.573.1680
Toll-Free:800.956.4782
E-mail:
Martin Shapiro Financial Services and Martin Shapiro offer Investment advice through Redwood Private Wealth, 3930 E. Ray Road, Suite 155, Phoenix, AZ 85044 (“Redwood”). Redwood is an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration with the SEC should not be construed to imply that the SEC has approved or endorsed qualifications or the services Redwood offers, or that its personnel possess a particular level of skill, expertise or training. Insurance products are offered through Martin Shapiro Insurance. Important information and disclosures related to Redwood are available at https://redwoodprivatewealth.com. Additional information pertaining to Martin Shapiro and/or Redwood’s registration status, its business operations, services and fees and its current written disclosure statement is available on the SEC’s Investment Adviser public website at https://www.adviserinfo.sec.gov/ .
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This website has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.
PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. 18807 – 2019/4/23
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