Martin A. Shapiro, MSFS, CFP(r)

Financial Planning

It is amazing that so many people work hard for their money, yet put no time or effort into directing the financial futures of their families or businesses.  Organizing one’s own finances is a daunting task, and mistakes can be very costly.  Almost everyone needs sound financial advice and competent assistance to implement an integrated financial program.  A trained and experienced financial consultant can help you understand the financial planning process, and guide you to a better way of life, now, and in the future.

Financial Service Professionals can help you increase the potential of your capital resources to provide for a more rewarding lifestyle; fund better educations for your children; own a home or business; have a comfortable and dignified retirement; plan for the distribution of your estate in a tax-efficient manner to the beneficiaries of your choice; and be better protected from misfortune and liability along the way.

Business owners need business plans to increase profits and control expenses; continuation plans that preserve their businesses in the event principals or key employees are lost; cost-effective benefit plans that promote the recruiting and retention of qualified employees; protection for their businesses from theft, misfortune and liability; and buy-sell agreements.